*Statistics as at March 2017
This book is an authoritative, serious writing style, together with an evident passion for the subject, enhancing the book’s credibility and appeal and is for Australians seeking guidance on getting loans, hiring professional assistance, and dealing with related legal problems, especially those who appreciate learning within a broader context should find Get a Second Opinion before You Sign a valuable resource. – Simon & Schuster
Australians who want to apply for a mortgage or obtain a commercial loan have more to worry about than paperwork, they must also contend with predatory lending practices. While the calls for a royal commission to investigate these practices continue to get louder, for now, those seeking private funding remain woefully unprotected.
Shane Reynolds, who has been involved in Australia’s finance industry for almost two decades examines these predatory lending practices, how to protect yourself and provides the reader with peace of mind in times of uncertainty.
Written for both the consumer and finance practitioner the author also explains the essential elements in the preparation of a mortgage application, the process for successfully obtaining a commercial loan, hiring professional assistance and dealing with related legal problems.
If the past is any indication, lenders and the financial services industry will continue to take advantage of borrowers. Know their tricks, protect investments and maximize wealth with the lessons in Get a Second Opinion before You Sign.
‘There have been too many troubling incidents over recent times
for them simply to be dismissed.”
– Malcolm Turnbull, Prime Minister, Speech to Westpac’s 199th birthday.
“Retirees who have had their retirement savings gutted. Families have been rorted out of hundreds of thousands of dollars. Small business owners who have lost everything. Life insurance policy holders denied justice. There are literally tens of thousands of victims, if not more. Enough is enough”
– Hon Bill Shorten MP, Leader of the opposition.
“There have been 38 inquires in 7 years. They have not been worth a tinker’s damn. The last one, all the bankers said ‘mea culpa’ we are so sorry we have done wrong”
– Hon Bob Katter MP.
“For years, I’ve called for a Royal Commission into white collar crime in the finance sector. I stand by what I’ve said for the last five or six years”
– Hon John Williams MP.
“For far too long, they have screwed over farmers and small business
operators, and dodgy practices by their in-house financial advisers have
led to misery and financial ruin for many mum and dad investors”
– Hon George Christensen MP.
“Many farmers are absolutely devastated. They’ve lost their farms, they’ve been locked off their land. They’ve lost their chattels, their stock. There have been suicides”
– Hon Pauline Hanson MP.
I am a commercial finance specialist, self-help, financial literacy author, advocate born in Australia. I have been widely involved in the finance industry for nearly two decades. I been featured in the AFR, SMH, Sunday Telegraph, The Australian and Daily Mail. Throughout my career, I have worked for many of Australia’s top mortgage brokers, fund managers & high net worth family offices.
On 17 March 2017 I officially opened and was made Ambassador for ‘Prosperity House Community Centre Inc’. Prosperity House is a not-for-profit community organisation which provides free financial counselling, well-being and support services to members of the community.
Reprogram your Life – Your life can be changed by reprogramming your inner belief systems and upgrading your frequencies. If you’re unhappy with your life, your accomplishments or your lack of financial and emotional security, Shane’s book will help. It can empower the reader to reprogram their inner beliefs and frequencies, so that you can charter them to your unlimited potential.
On Shane’s journey he has learnt healing techniques and embraced positive philosophy. Shane now teaches others to create more of what they want in their lives. In January 2017 Shane released his first book ‘Reprogram your LIFE’ published Balboa Press a division of Hay House founded by Shane’s mentor Louise Hay.
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